Behind the Scenes: Who’s Involved in a Real Estate Transaction? Buying or selling a home might feel like a simple exchange between a buyer, a seller, and their agents. But in reality, it takes an entire team of professionals working together to get you to the closing table. On average, 15 to 25 people touch […]
Why Choosing a Local Lender Matters More Than Ever Buying a home is one of the biggest financial decisions you’ll ever make. With countless mortgage options out there – from flashy national websites to call center-style operations – it can be tough to figure out who truly has your best interest at heart. At SouthShore […]
Important Changes to IHCDA Down Payment Assistance – And Why It’s Not the End of the World Homeownership is a powerful and emotional milestone – it represents security, community, and a place to build your future. For many first-time buyers, down payment assistance (DPA) can be the key that unlocks the door to this dream. […]
10 Quick & Easy Home Projects to Boost Your Home’s Appeal Looking to give your home a quick refresh without spending hours or breaking the bank? Whether you’re preparing to buy, sell, or simply want to enhance your living space, these 10-minute projects are perfect for adding charm and functionality. Organize Your Kitchen Pantry Declutter […]
How Tariffs and Market Volatility Are Impacting Mortgage Rates SouthShore Region Mortgage Group At SouthShore Region Mortgage Group, we’ve always believed that our clients deserve clarity and confidence – especially when the economy feels uncertain. In light of recent events, we want to provide you with a straightforward update on how new tariffs and ongoing […]
Why You Should Never Skip a Home Inspection – Even If You’re in a Hurry When you finally find the one – the home you’ve been dreaming about – it’s easy to let emotions take the wheel. You’ve walked through the rooms, imagined your family gathering in the kitchen, and maybe even pictured sipping coffee […]
What You Need to Know About the FHFA’s LLPA Changes (Updated as of April 6, 2025) If you’re thinking about buying a home in 2025, you’ve likely heard talk about changes to mortgage fees – specifically, something called Loan-Level Price Adjustments (LLPAs). These changes, implemented by the Federal Housing Finance Agency (FHFA), have been the […]
“Date the Rate, Marry the Home” – Why That Advice Could Hurt You By Ed Stojancevich, Co-Owner, SouthShore Region Mortgage Group You’ve probably heard it before – “Date the rate, marry the home.” It’s a catchy phrase often thrown around in the real estate and mortgage world. The idea is this: find the home you […]
Why Credit Karma Scores Differ from Lender Credit Reports If you’ve ever compared your Credit Karma score to the score a lender pulls, you may have been surprised (or frustrated) to see they don’t match. There are several reasons for this discrepancy, and it’s important to understand why – and to be aware […]
How Much Home Equity Have You Gained? The Answer Might Surprise You! Have you ever paused to think about the hidden wealth you’re building just by being a homeowner? It’s like planting a tree – over time, it grows, providing shade, beauty, and value. Similarly, as home values rise, so does your net worth. If […]
