10 Quick & Easy Home Projects to Boost Your Home’s Appeal Looking to give your home a quick refresh without spending hours or breaking the bank? Whether you’re preparing to buy, sell, or simply want to enhance your living space, these 10-minute projects are perfect for adding charm and functionality. Organize Your Kitchen Pantry Declutter […]
How Tariffs and Market Volatility Are Impacting Mortgage Rates SouthShore Region Mortgage Group At SouthShore Region Mortgage Group, we’ve always believed that our clients deserve clarity and confidence – especially when the economy feels uncertain. In light of recent events, we want to provide you with a straightforward update on how new tariffs and ongoing […]
Why You Should Never Skip a Home Inspection – Even If You’re in a Hurry When you finally find the one – the home you’ve been dreaming about – it’s easy to let emotions take the wheel. You’ve walked through the rooms, imagined your family gathering in the kitchen, and maybe even pictured sipping coffee […]
What You Need to Know About the FHFA’s LLPA Changes (Updated as of April 6, 2025) If you’re thinking about buying a home in 2025, you’ve likely heard talk about changes to mortgage fees – specifically, something called Loan-Level Price Adjustments (LLPAs). These changes, implemented by the Federal Housing Finance Agency (FHFA), have been the […]
“Date the Rate, Marry the Home” – Why That Advice Could Hurt You By Ed Stojancevich, Co-Owner, SouthShore Region Mortgage Group You’ve probably heard it before – “Date the rate, marry the home.” It’s a catchy phrase often thrown around in the real estate and mortgage world. The idea is this: find the home you […]
Why Credit Karma Scores Differ from Lender Credit Reports If you’ve ever compared your Credit Karma score to the score a lender pulls, you may have been surprised (or frustrated) to see they don’t match. There are several reasons for this discrepancy, and it’s important to understand why – and to be aware […]
How Much Home Equity Have You Gained? The Answer Might Surprise You! Have you ever paused to think about the hidden wealth you’re building just by being a homeowner? It’s like planting a tree – over time, it grows, providing shade, beauty, and value. Similarly, as home values rise, so does your net worth. If […]
How the Next Federal Reserve Meeting Could Impact Northwest Indiana’s Housing Market The Federal Reserve’s upcoming meeting on January 28-29, 2025, is generating plenty of buzz. While the Fed’s decisions about interest rates influence the broader economy, they also have an indirect impact on the housing market. For homebuyers and sellers in Northwest Indiana, understanding […]
New Rules on Medical Debt and Credit Scores: What Homebuyers Need to Know When applying for a mortgage, your credit score plays a crucial role in determining your eligibility and the terms of your loan. For many Americans, medical debt has been a major obstacle, dragging down credit scores and creating barriers to homeownership. But […]
The #1 Reason People Move: To Be Closer to Family and Friends The #1 Reason People Move: To Be Closer to Family and Friends From SouthShore Region Mortgage Group Have you ever thought about packing up and moving to be closer to the people who truly matter? Maybe you’re longing for shorter drives to visit […]
