The Birth of the Sears Kit Home In 1908, Sears introduced its first specialty catalog, Book of Modern Homes and Building Plans, featuring 22 home styles priced between $650 and $2,500. The goal was to make homeownership accessible through affordable, build-it-yourself kits delivered straight to customers via railroad. Affordability and Accessibility Sears homes were affordable […]
Here in Northwest Indiana, summer isn’t just a season – it’s a way of life. It’s the buzz of music across downtown plazas, the smoky scent of fair food drifting through evening air, the sound of kids laughing as fireworks crackle above. At SouthShore Region Mortgage Group, we’re more than mortgage experts – we’re part […]
Behind the Scenes: Who’s Involved in a Real Estate Transaction? Buying or selling a home might feel like a simple exchange between a buyer, a seller, and their agents. But in reality, it takes an entire team of professionals working together to get you to the closing table. On average, 15 to 25 people touch […]
Why Choosing a Local Lender Matters More Than Ever Buying a home is one of the biggest financial decisions you’ll ever make. With countless mortgage options out there – from flashy national websites to call center-style operations – it can be tough to figure out who truly has your best interest at heart. At SouthShore […]
Important Changes to IHCDA Down Payment Assistance – And Why It’s Not the End of the World Homeownership is a powerful and emotional milestone – it represents security, community, and a place to build your future. For many first-time buyers, down payment assistance (DPA) can be the key that unlocks the door to this dream. […]
10 Quick & Easy Home Projects to Boost Your Home’s Appeal Looking to give your home a quick refresh without spending hours or breaking the bank? Whether you’re preparing to buy, sell, or simply want to enhance your living space, these 10-minute projects are perfect for adding charm and functionality. Organize Your Kitchen Pantry Declutter […]
How Tariffs and Market Volatility Are Impacting Mortgage Rates SouthShore Region Mortgage Group At SouthShore Region Mortgage Group, we’ve always believed that our clients deserve clarity and confidence – especially when the economy feels uncertain. In light of recent events, we want to provide you with a straightforward update on how new tariffs and ongoing […]
Why You Should Never Skip a Home Inspection – Even If You’re in a Hurry When you finally find the one – the home you’ve been dreaming about – it’s easy to let emotions take the wheel. You’ve walked through the rooms, imagined your family gathering in the kitchen, and maybe even pictured sipping coffee […]
What You Need to Know About the FHFA’s LLPA Changes (Updated as of April 6, 2025) If you’re thinking about buying a home in 2025, you’ve likely heard talk about changes to mortgage fees – specifically, something called Loan-Level Price Adjustments (LLPAs). These changes, implemented by the Federal Housing Finance Agency (FHFA), have been the […]
“Date the Rate, Marry the Home” – Why That Advice Could Hurt You By Ed Stojancevich, Co-Owner, SouthShore Region Mortgage Group You’ve probably heard it before – “Date the rate, marry the home.” It’s a catchy phrase often thrown around in the real estate and mortgage world. The idea is this: find the home you […]
