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Work with SouthShore Region Mortgage Group, your trusted local mortgage company, and experience what it means to have a partner who truly goes the extra mile. We know the local markets inside and out, so we can provide personalized solutions that meet your unique needs. Unlike big companies that charge high rates and fees, we’re committed to keeping costs low while delivering exceptional service.

As a lender—not a bank—we have the flexibility to offer a wide range of loan products, and we do the shopping for you to find the best options. With our experience, expertise, and dedication to our clients, we’re here to make the mortgage process smooth and stress-free. To connect with SouthShore Region Mortgage Group, give us a call at (866) 773-4466.

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It all begins with experience. With countless years in the industry, SouthShore Region Mortgage Group has become a trusted expert, equipped with the time-tested lessons that only come from real-world practice. There’s a depth of knowledge you simply can’t find in any textbook, which is why having a seasoned mortgage professional by your side makes all the difference. SouthShore Region Mortgage Group is dedicated to guiding you confidently through every step, with a track record of successful closings, competitive rates, and satisfied clients.

As a local business, SouthShore Region Mortgage Group is proud to pass savings directly on to our customers—unlike the big banks and national lenders with their massive advertising budgets. By keeping our focus local, we’re able to offer more competitive rates and lower costs, making homeownership more accessible for you.

But it’s not just the expertise and savings that set SouthShore Region Mortgage Group apart. Clients appreciate the professionalism, the friendly and upbeat approach, and the dedication to going above and beyond. This is a people-centered business, and SouthShore Region Mortgage Group is committed to finding the best solutions tailored for each client. When you choose to work with us, you’ll discover that our experience isn’t just a benefit—it’s part of the exceptional experience we create for you.

In the mortgage industry, having a strong and committed ally makes all the difference. With SouthShore Region Mortgage Group, you can trust in a positive, goal-focused process tailored to your unique needs. Years of dedication have taught us how to take every client from Point A to Point B, even when the path isn’t clear. Reach out at (866) 773-4466 to start your journey with SouthShore Region Mortgage Group today.

 

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If You Bought a Home or Refinanced This Year, DO THIS before the end of the year!!!

SouthShore Region Mortgage Group 8 views December 21, 2022 3:35 pm

Remember NW Indiana in 2008?

If you're in the market to buy or sell a home here in NW Indiana, you've probably already noticed that there are almost no homes for sale. Here's the real reason why.

Nearly 15 years ago, back in 2008, the housing market pretty much collapsed. And it was nationwide, not just here in NW Indiana. What happened after that is the reason why we have so few homes right now: many homebuilders went out of business!

They stopped building. Home prices nosedived, and it just didn't make sense for most homebuilders to keep building like they were before.
If you look at the actual statistics, it shows that we didn't build even close to as many homes as needed to maintain a balance (based on population growth).

Fast forward to 2022, and millennials are finally getting to the age where they're starting to buy homes. And they're the largest generation in American history! This is a demographic double whammy: we didn't build enough homes for an entire decade, and at the same time the largest generation in American history finally wants to move out of their parents' basements and buy homes.

These are a few of the reasons why we have such limited inventory for sale right now.

There are simply not enough homes to supply all of the demand.
 
It's also important to remember that this means home prices aren't coming down anytime soon. This is all based on supply and demand. We're not in a bubble. So, it doesn't make sense to "wait" until home prices come down, because they probably won't. What will happen is that interest rates will continue to rise, meaning your monthly payments go up.

So now is the time to buy. Don't wait. And for those thinking of selling, there has probably never been a better time in the history of the United States of America to sell a house 🇺🇸

As the seller, you have the advantage right now. It's a seller's market.

If you'd like to connect, I'd be happy to help you start the process. My cell is (219) 973-6644

- Ed

#realestate #housing #homes #mortgage #finance #investing #wealth #MortgageBroker #FinanceTips

Remember NW Indiana in 2008?

If you're in the market to buy or sell a home here in NW Indiana, you've probably already noticed that there are almost no homes for sale. Here's the real reason why.

Nearly 15 years ago, back in 2008, the housing market pretty much collapsed. And it was nationwide, not just here in NW Indiana. What happened after that is the reason why we have so few homes right now: many homebuilders went out of business!

They stopped building. Home prices nosedived, and it just didn't make sense for most homebuilders to keep building like they were before.
If you look at the actual statistics, it shows that we didn't build even close to as many homes as needed to maintain a balance (based on population growth).

Fast forward to 2022, and millennials are finally getting to the age where they're starting to buy homes. And they're the largest generation in American history! This is a demographic double whammy: we didn't build enough homes for an entire decade, and at the same time the largest generation in American history finally wants to move out of their parents' basements and buy homes.

These are a few of the reasons why we have such limited inventory for sale right now.

There are simply not enough homes to supply all of the demand.

It's also important to remember that this means home prices aren't coming down anytime soon. This is all based on supply and demand. We're not in a bubble. So, it doesn't make sense to "wait" until home prices come down, because they probably won't. What will happen is that interest rates will continue to rise, meaning your monthly payments go up.

So now is the time to buy. Don't wait. And for those thinking of selling, there has probably never been a better time in the history of the United States of America to sell a house 🇺🇸

As the seller, you have the advantage right now. It's a seller's market.

If you'd like to connect, I'd be happy to help you start the process. My cell is (219) 973-6644

- Ed

#realestate #housing #homes #mortgage #finance #investing #wealth #MortgageBroker #FinanceTips

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YouTube Video VVVMLUUxSEVzaDBmUUNwRWE3a0hiNEJnLnBsQkU2QmtVaHQ0

Why we’re NOT in a housing bubble!

SouthShore Region Mortgage Group 0 views December 14, 2022 7:39 pm

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Vivamus libero lectus, pulvinar vel quam nec, porttitor congue nisi. Pellentesque non tincidunt nunc. Seed nisl in arcu fermentum semper. Pellentesque interdum, felis quis hendrerit sodales, quam neque iaculis lacus, ut luctus justo velit sit amet metus.
Curabitur
Vivamus libero lectus, pulvinar vel quam nec, porttitor congue nisi. Pellentesque non tincidunt nunc. Seed nisl in arcu fermentum semper. Pellentesque interdum, felis quis hendrerit sodales, quam neque iaculis lacus, ut luctus justo velit sit amet metus.
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