Understanding the Federal Funds Rate Cut and Its Impact on Mortgage Rates Tomorrow, Federal Reserve Chairman Jerome Powell will be discussing a potential cut in the federal funds rate. If you’re asking yourself, “What exactly is the federal funds rate, and will this affect mortgage rates?” – you’re not alone. Let’s break down these […]
The Power of Shopping Local: Why Supporting Small Businesses Matters In today’s fast-paced, convenience-driven world, it’s tempting to click “Add to Cart” from a massive online retailer or visit a national chain for everyday needs. But there’s something magical about shopping local, supporting the businesses that form the heart and soul of your community. When […]
There’s an ongoing battle in the mortgage industry between experienced, full-service loan professionals and online lenders with inexperienced customer service representatives who offer a no-frills approach. It often takes a loan officer years of consistently exceptional work to earn the trust of real estate agents, leading them to refer clients. These professionals are not only […]
Hey there, sports fans and homeowners-to-be! It’s time to put on our thinking caps and tackle a topic that’s as exciting as a game-winning touchdown: mortgages. Yes, you heard that right. But fear not, because we’re going to make this as entertaining as a halftime show extravaganza. Now, let’s kick things off with a fun […]
Building Your Dream Home: Selecting the Right Builder for Quality and Value Embarking on the journey of building your dream home is an exhilarating experience, filled with opportunities to tailor your living space to your unique tastes and needs. However, this adventure can also be daunting, especially when it comes to choosing the right builder. […]
In an age where global conglomerates and online marketplaces dominate, the decision to shop local, particularly in significant life events like buying a home, can have a profound impact not only on your personal experience but also on your community. This blog explores the myriad benefits of choosing local businesses and services, especially local mortgage […]
Documents Needed to Buy a Home Gathering the paperwork and documents you’ll need to buy a house is a smart move, and it’s not as much work as you might expect – particularly when you know going in what you’re going to need. You’ll have an easier time with your mortgage during a stressful period, […]
Hope Is on the Horizon for Today’s Housing Shortage The major challenge in today’s housing market is that there are more buyers looking to purchase than there are homes available to buy. Simply put, supply can’t keep up with demand. A normal market has a 6-month supply of homes for sale. Anything over that indicates […]
Don’t Let Frightening Headlines Scare You There’s a lot of anxiety right now regarding the coronavirus pandemic. The health situation must be addressed quickly, and many are concerned about the impact on the economy as well. Amidst all this anxiety, anyone with a megaphone – from the mainstream media to a lone blogger – has […]
Impact of the Coronavirus on the U.S. Housing Market The Coronavirus (COVID-19) has caused massive global uncertainty, including a U.S. stock market correction no one could have seen coming. While much of the news has been about the effect on various markets, let’s also acknowledge the true impact it continues to have on lives and families around […]
