In an age where global conglomerates and online marketplaces dominate, the decision to shop local, particularly in significant life events like buying a home, can have a profound impact not only on your personal experience but also on your community. This blog explores the myriad benefits of choosing local businesses and services, especially local mortgage […]
Think Twice Before Waiting for Lower Home Prices Navigating the Housing Market: Why Delaying Home Buying for a Price Crash Isn’t the Best Strategy In the ever-evolving landscape of the housing market, it’s natural to wonder about its future direction. Among the factors that capture your attention, home prices often stand out, particularly considering their […]
Why You Can’t Compare Now to the ‘Unicorn’ Years of the Housing Market [INFOGRAPHIC] Some Highlights Comparing housing market metrics from one year to another can be challenging in a normal housing market – and the last few years have been anything but normal. In a way, they were ‘unicorn’ years. Expect unsettling housing market […]
VA Loans Can Help Veterans Achieve Their Dream of Homeownership It’s been said that if you have to sell your home, if you sell it to a United States Veteran, you will have the peace of mind that you are leaving your home, neighborhood and community in good hands. For over 78 years, Veterans Affairs […]
Mortgage Rates Will Come Down, It’s Just a Matter of Time This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed […]
As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally thought. Here’s why. The […]
Millennials: Do You Need a Home with More Space? If you’re a millennial, homebuying might be top of mind for you. Your generation is the largest group of homebuyers in the market today and has been since 2014, according to the National Association of Realtors (NAR). And while other millennials are looking to buy for the […]
Why Pre-Approval Is Key for Homebuyers in 2022 You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approval letter prior to making an […]
What Buyers and Sellers Need To Know About the Appraisal Gap It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. In recent months, it’s become increasingly common […]
Documents Needed to Buy a Home Gathering the paperwork and documents you’ll need to buy a house is a smart move, and it’s not as much work as you might expect – particularly when you know going in what you’re going to need. You’ll have an easier time with your mortgage during a stressful period, […]
