Why You Need To Know About Credit!

**Everything You Need to Know About Credit** **Credit Lessons Every Parent Should Teach Their Kids** At SouthShore Region Mortgage Group, we’re not just professionals – we’re parents too. We know that part of raising successful, responsible adults is teaching them essential life skills, including how to manage credit. Financial literacy is more crucial now than […]

What Do You Mean the Credit Bureaus Sell My Inform...

At SouthShore Region Mortgage Group, we’ve noticed a significant uptick in concerns surrounding trigger leads over recent years. What exactly are trigger leads? When individuals apply for a loan, they grant permission for lenders to access their credit report. This credit inquiry is conducted with specific codes indicating a permissible purpose, such as mortgage shopping. […]

Selling Your Home “As-Is” Won’t ...

If you’re looking to sell your home, let’s cut to the chase. Selling your house “as is” won’t cut it anymore. After some candid conversations with local Realtors, it’s clear – putting in a little effort can mean maximizing those offers. Take it from a recent chat with homeowners in our area: Initially resistant to […]

Is This Housing Market The Same As Prior Markets?

Why You Can’t Compare Now to the ‘Unicorn’ Years of the Housing Market [INFOGRAPHIC] Some Highlights Comparing housing market metrics from one year to another can be challenging in a normal housing market – and the last few years have been anything but normal. In a way, they were ‘unicorn’ years. Expect unsettling housing market […]

The Key to Competing With Cash Buyers? PRE-APPROVA...

Why Pre-Approval Is Key for Homebuyers in 2022 You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approval letter prior to making an […]

The Main Misconception in the Home Buying Process

After over a year of moderating home prices, it appears home value appreciation is about to reaccelerate. Skylar Olsen, Director of Economic Research at Zillow, explained in a recent article:  “A year ago, a combination of a government shutdown, stock market slump and mortgage rate spike caused a long-anticipated inventory rise. That supposed boom turned out to be a […]

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