Your Local, Smarter Alternative to Banks and National Lenders.

🏡 Ready to step into your dream home but puzzled by down payment choices? Dive into our latest video where we demystify the various down payment options available for homebuyers! Whether you're a first-time buyer or looking to upgrade, we've got you covered with expert insights and tips. 🌟 Discover how to make smart, informed decisions that align with your financial goals. Don't let down payments be a roadblock on your journey to homeownership. Watch now and take the first step towards unlocking the door to your dream home! 🗝️💼 #HomeBuying #DownPaymentTips #realestateadvice

EdKnowsHomes.com

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Happy Mother's Day to all the incredible moms out there! Today, we're celebrating the women who have shaped our lives and made us who we are today. 🌸

We want to hear from you! In the comments below, share a story about your mom that always puts a smile on your face. Whether it's a funny memory, a heartwarming moment, or a lesson she taught you that has stayed with you, we want to know! Let's celebrate our moms by sharing our favorite stories about them. 💖

And don't forget to hit the like button and share this video with all the moms in your life. Let's spread the love and show our appreciation for everything they do. Happy Mother's Day! 🎉

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Checkout our Presidents' Day update video! We'll be open on Presidents' Day and we will be available ALL WEEKEND LONG to help you with your pre-approvals, purchases, refinances and anything else you need!
866-7REGION (866-773-4466)

#ShopLocal #LocalLender #RegionBorn #RegionRaised #RegionProud #SouthShoreRM #SupportLocalBusiness #Mortgage #HomeLoans #RealEstate #Realtor #ShopSmall #Indiana #Midwest

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Hey all! Ed and Allie are with you this week for some insight you can use this tax season. We also had a special surprise guest visit us this episode! It's tax-season? What can your tax refund do for you? Let's see!

www.southshoreregion.mortgage
#region #mortgage #homeloans #taxtime #taxes #tax #finance #downpayment #realestate #homes #houses #indiana #financetips

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It's Steve and Ed from SouthShore Region Mortgage! Merry Christmas!! We're talking about 4 local small businesses that you need to visit this holiday season! Spoiler alert, they'll make you HUNGRY!

Royalty Free Music: Epidemic Sound!

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If you purchase a home this year, you NEED to do these 2 things before the end of the year!!!

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Remember NW Indiana in 2008?

If you're in the market to buy or sell a home here in NW Indiana, you've probably already noticed that there are almost no homes for sale. Here's the real reason why.

Nearly 15 years ago, back in 2008, the housing market pretty much collapsed. And it was nationwide, not just here in NW Indiana. What happened after that is the reason why we have so few homes right now: many homebuilders went out of business!

They stopped building. Home prices nosedived, and it just didn't make sense for most homebuilders to keep building like they were before.
If you look at the actual statistics, it shows that we didn't build even close to as many homes as needed to maintain a balance (based on population growth).

Fast forward to 2022, and millennials are finally getting to the age where they're starting to buy homes. And they're the largest generation in American history! This is a demographic double whammy: we didn't build enough homes for an entire decade, and at the same time the largest generation in American history finally wants to move out of their parents' basements and buy homes.

These are a few of the reasons why we have such limited inventory for sale right now.

There are simply not enough homes to supply all of the demand.

It's also important to remember that this means home prices aren't coming down anytime soon. This is all based on supply and demand. We're not in a bubble. So, it doesn't make sense to "wait" until home prices come down, because they probably won't. What will happen is that interest rates will continue to rise, meaning your monthly payments go up.

So now is the time to buy. Don't wait. And for those thinking of selling, there has probably never been a better time in the history of the United States of America to sell a house 🇺🇸

As the seller, you have the advantage right now. It's a seller's market.

If you'd like to connect, I'd be happy to help you start the process. My cell is (219) 973-6644

- Ed

#realestate #housing #homes #mortgage #finance #investing #wealth #MortgageBroker #FinanceTips

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‼️ Public Service Announcement on the 2/1 Buydown Program ‼️

Ed and Steve talk about the "2/1 Buydown Product" that many Lenders are pushing right now. While it isn't a bad product, there are some RISKS that come along with this loan. If your Lender is telling you that you can ALWAYS refinance when rates drop, RUN!

Please take the few moments and hear what we have to say.
At SouthShore Region Mortgage we make sure to put clients into AFFORDABLE home loans that they are COMFORTABLE with.
www.southshoreregion.com
www.applywithregion.com


#HomeLoans #Advice #RealEstate #Mortgage #MortgageTips #HomeBuyers #HomeBuying #HomeBuyingTips #RegionBorn #RegionRaised #RegionProud

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Ed and Steve want to wish you ALL a very Happy Thanksgiving!

They're also dropping a crazy fact! You'll never guess how many pounds of potatoes are consumed on Thanksgiving.......it's a CRAZY amount!

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